We proudly serve communities throughout Austin, Cedar Park, Georgetown, Kyle, Leander, New Braunfels, Pflugerville, Round Rock, San Marcos, Seguin, and the greater Dallas–Fort Worth area including Allen, Arlington, Carrollton, Dallas, Denton, Frisco, Garland, Grand Prairie, and beyond. Our commitment to helping Texans achieve their dream of homeownership extends to every corner of the state we serve.

At the heart of what we do is a people-first approach. We take the time to understand your financial goals, long-term plans, and lifestyle before recommending any loan product. Whether it’s a VA, FHA, Conventional, DSCR, Bank Statement, or Jumbo Loan, our team works diligently to find the right mortgage solution for you — one that fits both your needs and your budget.

Transparency is one of our core values. We know that mortgage terms and rates can be overwhelming, so we take pride in walking our clients through every detail. No hidden fees, no confusing language — just clear communication and expert guidance you can trust.

Our clients appreciate our hands-on service and commitment to excellence. We don’t just close loans — we build relationships. From your first consultation to your final closing, we’re right there with you, ensuring every step of your mortgage journey is smooth, informed, and stress-free..

At Richard Thomas Ellis – Pilgrim Mortgage, we’re more than a mortgage provider — we’re your partner in building a brighter financial future. With trust, expertise, and a deep passion for helping others, we’re here to make homeownership possible for every Texan who dreams of owning a place to call their own.