For Sale by Owner Loan
Empowering Independent Homebuyers
A For Sale by Owner (FSBO) Loan is designed for buyers who want to purchase a home directly from the seller without the involvement of a real estate agent. This approach gives both parties greater control over negotiations, pricing, and terms. At Richard Thomas Ellis – Pilgrim Mortgage, we specialize in helping buyers and sellers handle this type of transaction confidently and efficiently.
Our team understands the unique challenges of FSBO deals — from accurate property valuations to seamless documentation. With our tailored mortgage options and hands-on guidance, we ensure that your home purchase is smooth, compliant, and stress-free.
Simplifying the FSBO Financing Process
When you buy directly from a seller, it’s essential to have a mortgage expert who can coordinate the financial and legal aspects of the transaction. Our FSBO loan process eliminates confusion by handling everything from pre-approval and appraisal to title coordination and closing. We ensure every step is transparent and correctly managed.
By partnering with Richard Thomas Ellis – Pilgrim Mortgage, you’ll benefit from clear communication, responsive service, and a streamlined loan experience that allows you to focus on finalizing your dream home purchase with confidence.
Flexible Loan Options for Every Buyer
Every FSBO buyer has unique financial circumstances and property goals. That’s why we offer multiple loan options — including Conventional, FHA, VA, and Jumbo Loans — under our FSBO program. Our experienced professionals help you choose the loan structure that best fits your needs, ensuring that your financing aligns perfectly with your property’s details and your long-term financial goals.
From first-time homebuyers to seasoned investors, we make sure your FSBO purchase is supported with the right mortgage terms, competitive rates, and flexible underwriting designed to simplify your journey.
Personalized Guidance Every Step of the Way
Even without a realtor, you’ll never feel alone when working with Richard Thomas Ellis – Pilgrim Mortgage. We pride ourselves on providing the same level of guidance and support a full real estate team would offer. Our loan officers walk you through every stage — from documentation to funding — ensuring clarity and peace of mind.
We’re here to answer questions, provide expert insight, and deliver exceptional customer service so your FSBO experience remains efficient, transparent, and rewarding. Our goal is to make your independent purchase as easy and successful as possible.
Building Trust Through Professionalism
Trust and transparency are at the heart of every FSBO loan we handle. Since direct transactions often skip realtor oversight, our team ensures that every financial and legal detail is handled correctly to protect both the buyer and seller. We verify property values, review agreements, and ensure that all documentation meets lending and regulatory requirements.
By maintaining high standards of integrity and professionalism, Richard Thomas Ellis – Pilgrim Mortgage helps you close confidently — knowing your transaction is secure, compliant, and structured in your best interest.
