Our Mortgage Loan Calculator is designed to help you make informed financial decisions with confidence. Whether you’re buying your first home, refinancing an existing loan, or exploring different mortgage options, this easy-to-use tool gives you a clear picture of what to expect. Simply enter your loan amount, interest rate, and term to see your estimated monthly payments — empowering you to plan your budget effectively.

At Richard Thomas Ellis – Pilgrim Mortgage, we believe knowledge is the foundation of smart home financing. By using our calculator, you can explore how different loan types, rates, and down payments affect your monthly costs. It’s the perfect way to compare options like VA, FHA, Conventional, Jumbo, and DSCR loans before making your decision.