{"id":9461,"date":"2026-03-13T16:48:03","date_gmt":"2026-03-13T16:48:03","guid":{"rendered":"https:\/\/www.visibeetech.com\/eddierod\/?page_id=9461"},"modified":"2026-03-13T16:54:39","modified_gmt":"2026-03-13T16:54:39","slug":"appraisals","status":"publish","type":"page","link":"https:\/\/www.visibeetech.com\/eddierod\/appraisals\/","title":{"rendered":"Appraisals"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9461\" class=\"elementor elementor-9461\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7b042971 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7b042971\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3d9f0f97\" data-id=\"3d9f0f97\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b6ccbe4 elementor-widget elementor-widget-heading\" data-id=\"1b6ccbe4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">MORTGAGE BASICS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a7a5232 elementor-widget elementor-widget-heading\" data-id=\"2a7a5232\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\nAppraisals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4efe3594 elementor-widget elementor-widget-text-editor\" data-id=\"4efe3594\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"lhp-edit st-full-body-container\" data-edit-type=\"content\" data-edit-field=\"_body\"><p>A closing cost is a payment required to finalize a home loan and is separate from a down-payment. Read about closing cost, their purpose, how you can pay them and more by clicking learn more below.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-269d0f\" data-id=\"269d0f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d0d5b45 elementor-widget elementor-widget-image\" data-id=\"4d0d5b45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"285\" height=\"165\" src=\"https:\/\/www.visibeetech.com\/eddierod\/wp-content\/uploads\/2026\/03\/imagebox4.png\" class=\"attachment-large size-large wp-image-9400\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-27a4a7d8 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"27a4a7d8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-698b708d\" data-id=\"698b708d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-451464c elementor-widget elementor-widget-accordion\" data-id=\"451464c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"loan-process\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7241\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-7241\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is an Appraisal<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7241\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-7241\"><div class=\"col-lg-8\"><div class=\"library-content\"><div class=\"library-body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseOne\" class=\"collapse show\" aria-labelledby=\"headingOne\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border lhp-edit\" data-edit-type=\"replace\" data-edit-field=\"loan_process_step1_content\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseOne\" class=\"collapse show\" aria-labelledby=\"headingOne\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseOne\" class=\"collapse show\" aria-labelledby=\"headingOne\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><p>An Appraisal is an estimate of a property&#8217;s fair market value. It&#8217;s a document generally required (depending on the loan program) by a lender before loan approval to ensure that the mortgage loan amount is not more than the value of the property. The Appraisal is performed by an &#8220;Appraiser&#8221; typically a state-licensed professional who is trained to render expert opinions concerning property values, its location, amenities, and physical conditions.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7242\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-7242\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Why get an Appraisal<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7242\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-7242\"><div class=\"col-lg-8\"><div class=\"library-content\"><div class=\"library-body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseOne\" class=\"collapse show\" aria-labelledby=\"headingOne\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border lhp-edit\" data-edit-type=\"replace\" data-edit-field=\"loan_process_step1_content\"><p>Obtaining a loan is the most common reason for ordering an Appraisal, however there are other reasons to get one:<\/p><ul><li>Contesting high property taxes<\/li><li>Establishing the replacement cost for insurance purposes<\/li><li>Divorce settlement<\/li><li>Estate settlement<\/li><li>Negotiating tool in real estate transactions<\/li><li>Determining a reasonable price when selling real estate<\/li><li>Protecting your rights in an eminent domain case<\/li><li>A government agency requirement<\/li><li>A lawsuit<\/li><\/ul><\/div><\/div><\/div><\/div><div class=\"card\">\u00a0<\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7243\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-7243\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">             What are Appraisal Methods?             <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7243\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-7243\"><div class=\"col-lg-8\"><div class=\"library-content\"><div class=\"library-body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseOne\" class=\"collapse show\" aria-labelledby=\"headingOne\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border lhp-edit\" data-edit-type=\"replace\" data-edit-field=\"loan_process_step1_content\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseThree\" class=\"collapse show\" aria-labelledby=\"headingThree\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseThree\" class=\"collapse show\" aria-labelledby=\"headingThree\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><p>There are 3 common approaches, or Appraisal Methods, used by Appraisers to establish property value. After thorough exercise of all 3, a final value estimate is correlated. When evaluating single-family, owner-occupied properties, the Sales Comparison Approach is heavily weighted by an Appraiser.<\/p><ol><li><strong>Cost Approach \u2013\u00a0<\/strong>A formula is used to obtain the property value: Land value (vacant) added to the cost to reconstruct the appraised building as new on the date of value, less accrued depreciation the building suffers in comparison with a new building.<\/li><li><strong>Sales Comparison Approach<\/strong>\u00a0\u2013 The Appraiser identifies 3 to 4 comparable comps, recently sold properties in the neighborhood, ideally, sold in the previous 6 months and within \u00bd mile of the subject property. A comparison is done between the recently sold properties and the subject property including square footage, number of bedrooms and bathrooms, property age, lot size, view, and property condition.<br \/><p>\u00a0<\/p><\/li><li><strong>Income Approach<\/strong>\u00a0\u2013 The potential net income of the property is capitalized to arrive at a property value. Capitalization is the process of converting a future income stream into a present value. This approach is suited to income-providing properties and is used in conjunction with other valuation methods.<\/li><\/ol><\/div><\/div><\/div><\/div><div class=\"card\">\u00a0<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7244\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-7244\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Who owns the Appraisal?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7244\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-7244\"><div class=\"col-lg-8\"><div class=\"library-content\"><div class=\"library-body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseTwo\" class=\"collapse show\" aria-labelledby=\"headingTwo\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border lhp-edit\" data-edit-type=\"replace\" data-edit-field=\"loan_process_step2_content\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseFour\" class=\"collapse show\" aria-labelledby=\"headingFour\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseFour\" class=\"collapse show\" aria-labelledby=\"headingFour\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><p>The mortgage company owns the appraisal even though the borrower paid for it. This is because the mortgage company orders the appraisal on the borrower&#8217;s behalf, and the Appraiser lists that mortgage company on the report. The borrower does have the right to receive a copy; however it&#8217;s the mortgage company&#8217;s discretion to give the borrower the original appraisal report.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7245\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-7245\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can Another Mortgage Company be Used After the Completed Appraisal?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7245\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-7245\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseFive\" class=\"collapse show\" aria-labelledby=\"headingFive\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseFour\" class=\"collapse show\" aria-labelledby=\"headingFour\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseFive\" class=\"collapse show\" aria-labelledby=\"headingFive\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><p>Yes. In most cases you will not have to pay for another appraisal if you change your mortgage company, and depending on the loan program typed, the first lender can transfer it to the new lender. Some appraisal firms may charge a small fee because additional clerical work is required to reflect the new mortgage company; this is called an &#8220;Appraisal Retype Fee&#8221;. The original mortgage company has the right to refuse to transfer the appraisal to another lender. In this case, a new appraisal is needed.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7246\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-7246\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">             Who determines the market value of a property?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7246\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-7246\"><div class=\"col-lg-8\"><div class=\"library-content\"><div class=\"library-body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseFour\" class=\"collapse show\" aria-labelledby=\"headingFour\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border lhp-edit\" data-edit-type=\"replace\" data-edit-field=\"loan_process_step4_content\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseSix\" class=\"collapse show\" aria-labelledby=\"headingSix\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseFive\" class=\"collapse show\" aria-labelledby=\"headingFive\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseSix\" class=\"collapse show\" aria-labelledby=\"headingSix\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><p>The property seller sets the price, especially for residential property, not the Appraiser. Sellers usually don&#8217;t order an appraisal because they want to obtain the highest price for their home and therefore don&#8217;t want to be bound by the Appraiser&#8217;s assessment.<\/p><p>The real estate agent receives a percentage of the price as compensation and often represents the seller in the transaction and assists them in setting the sale price. They perform a Comparative Market Analysis (CMA), which real estate agents in most states are allowed to perform without an Appraiser&#8217;s License or Certification. The CMA is vital to the agent\u2019s preparation for a listing examining recent property sales in the neighborhood to arrive at a listing price. Typically the agent will suggest a price to the seller based on the CMA however the seller may choose to list their property for a higher price.<\/p><\/div><\/div><\/div><\/div><div class=\"card\"><div id=\"headingSeven\" class=\"card-header\"><h2 class=\"m-0\">\u00a0<\/h2><\/div><\/div><\/div><\/div><\/div><div class=\"col-lg-4\"><div class=\"card\"><div id=\"front-end-app\"><form id=\"form-vue\" class=\"template-default\" novalidate=\"novalidate\"><div class=\"row\"><div class=\"col-xs-12\"><div class=\"application-step\"><div class=\"single-field\"><div class=\"form-group\">\u00a0<\/div><\/div><\/div><\/div><\/div><\/form><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7247\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-7247\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How can I assist my Appraiser?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7247\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-7247\"><div class=\"col-lg-8\"><div class=\"library-content\"><div class=\"library-body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseFive\" class=\"collapse show\" aria-labelledby=\"headingFive\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border lhp-edit\" data-edit-type=\"replace\" data-edit-field=\"loan_process_step5_content\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseSeven\" class=\"collapse show\" aria-labelledby=\"headingSeven\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><div class=\"col-lg-8 library-body\"><div class=\"lhp-edit text-left\" data-edit-type=\"content\" data-edit-field=\"_body\"><div id=\"library-accordion\" class=\"accordion\"><div class=\"card\"><div id=\"collapseSeven\" class=\"collapse show\" aria-labelledby=\"headingSeven\" data-parent=\"#library-accordion\"><div class=\"card-body\"><div class=\"left-border\"><p>It&#8217;s to your advantage to help the Appraiser perform the assessment by providing additional information:<\/p><ul><li>What is the purpose for the appraisal?<\/li><li>Is the property listed for sale, and if so, for what price and with whom?<\/li><li>Is there a mortgage? And if so, with whom, when placed, for how much and what type (FHA, VA, etc.), at what interest rate, or other type of financing?<\/li><li>Are any personal properties or appliances included in the property?<\/li><li>With an income-producing property, what is the income breakdown and expenses for the last year or two? A copy of the lease may be required.<\/li><li>Provide a copy of the deed, survey, purchase agreement, or additional property papers.<\/li><li>Provide a copy of the current real estate tax bill, statement of special assessments, or balance owed on anything, i.e. sewer, water, etc.<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"col-lg-4\"><div class=\"card\"><div id=\"front-end-app\"><form id=\"form-vue\" class=\"template-default\" novalidate=\"novalidate\"><div class=\"row\"><div class=\"col-xs-12\"><div class=\"application-step\"><div class=\"single-field\"><div class=\"form-group\">\u00a0<\/div><\/div><\/div><\/div><\/div><\/form><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-10f17387\" data-id=\"10f17387\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55b55565 elementor-button-align-center elementor-widget elementor-widget-form\" data-id=\"55b55565\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"9461\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"55b55565\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Appraisals\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"9461\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tFirst Name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"First Name\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_8bf309a elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_8bf309a\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tLast Name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_8bf309a]\" id=\"form-field-field_8bf309a\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Last Name\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail Address\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Email Address\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_fe698ce elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_fe698ce\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPhone Number\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_fe698ce]\" id=\"form-field-field_fe698ce\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Phone Number\" required=\"required\" aria-required=\"true\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_fd49ce0 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_fd49ce0\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tLoan Amount\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_fd49ce0]\" id=\"form-field-field_fd49ce0\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"\">Select<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Less than $70,000\">Less than $70,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$70,001 - $80,000\">$70,001 - $80,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$80,001 - $90,000\">$80,001 - $90,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$90,001 - $100,000\">$90,001 - $100,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$100,001 - $110,000\">$100,001 - $110,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$110,001 - $120,000\">$110,001 - $120,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$120,001 - $130,000\">$120,001 - $130,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$130,001 - $140,000\">$130,001 - $140,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$140,001 - $150,000\">$140,001 - $150,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$150,001 - $160,000\">$150,001 - $160,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$160,001 - $170,000\">$160,001 - $170,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$170,001 - $180,000\">$170,001 - $180,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$180,001 - $190,000\">$180,001 - $190,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$190,001 - $200,000\">$190,001 - $200,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$200,001 - $210,000\">$200,001 - $210,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$210,001 - $220,000\">$210,001 - $220,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$220,001 - $230,000\">$220,001 - $230,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$230,001 - $240,000\">$230,001 - $240,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$240,001 - $250,000\">$240,001 - $250,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$250,001 - $275,000\">$250,001 - $275,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$275,001 - $300,000\">$275,001 - $300,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$300,001 - $325,000\">$300,001 - $325,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$325,001 - $350,000\">$325,001 - $350,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$350,001 - $375,000\">$350,001 - $375,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$375,001 - $400,000\">$375,001 - $400,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$400,001 - $425,000\">$400,001 - $425,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$425,001 - $450,000\">$425,001 - $450,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$450,001 - $475,000\">$450,001 - $475,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$475,001 - $500,000\">$475,001 - $500,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$525,001 - $550,000\">$525,001 - $550,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$550,001 - $575,000\">$550,001 - $575,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$575,001 - $600,000\">$575,001 - $600,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$600,001 - $625,000\">$600,001 - $625,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$625,001 - $650,000\">$625,001 - $650,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$650,001 - $675,000\">$650,001 - $675,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$675,001 - $700,000\">$675,001 - $700,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$700,001 - $725,000\">$700,001 - $725,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$725,001 - $750,000\">$725,001 - $750,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$750,001 - $775,000\">$750,001 - $775,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$775,001 - $800,000\">$775,001 - $800,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$800,001 - $825,000\">$800,001 - $825,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$850,001 - $875,000\">$850,001 - $875,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$875,001 - $900,000\">$875,001 - $900,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$900,001 - $925,000\">$900,001 - $925,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$925,001 - $950,000\">$925,001 - $950,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$950,001 - $975,000\">$950,001 - $975,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$975,001 - $1,000,000\">$975,001 - $1,000,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$1,000,001 - $1,100,000\">$1,000,001 - $1,100,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$1,100,001 - $1,200,000\">$1,100,001 - $1,200,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$1,200,001 - $1,300,000\">$1,200,001 - $1,300,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$1,300,001 - $1,400,000\">$1,300,001 - $1,400,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$1,400,001 - $1,500,000\">$1,400,001 - $1,500,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"\">$1,500,000+<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_9e8b953 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_9e8b953\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tProperty Value\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_9e8b953]\" id=\"form-field-field_9e8b953\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"\">Select<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Less than $70,000\">Less than $70,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$70,001 - $80,000\">$70,001 - $80,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$80,001 - $90,000\">$80,001 - $90,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$90,001 - $100,000\">$90,001 - $100,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$100,001 - $110,000\">$100,001 - $110,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$110,001 - $120,000\">$110,001 - $120,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$120,001 - $130,000\">$120,001 - $130,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$130,001 - $140,000\">$130,001 - $140,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$140,001 - $150,000\">$140,001 - $150,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$150,001 - $160,000\">$150,001 - $160,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$160,001 - $170,000\">$160,001 - $170,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$170,001 - $180,000\">$170,001 - $180,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$180,001 - $190,000\">$180,001 - $190,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$190,001 - $200,000\">$190,001 - $200,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$200,001 - $210,000\">$200,001 - $210,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$210,001 - $220,000\">$210,001 - $220,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$220,001 - $230,000\">$220,001 - $230,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$230,001 - $240,000\">$230,001 - $240,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$240,001 - $250,000\">$240,001 - $250,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$250,001 - $275,000\">$250,001 - $275,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$275,001 - $300,000\">$275,001 - $300,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$300,001 - $325,000\">$300,001 - $325,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$325,001 - $350,000\">$325,001 - $350,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$350,001 - $375,000\">$350,001 - $375,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$375,001 - $400,000\">$375,001 - $400,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$400,001 - $425,000\">$400,001 - $425,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$425,001 - $450,000\">$425,001 - $450,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$450,001 - $475,000\">$450,001 - $475,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$475,001 - $500,000\">$475,001 - $500,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$525,001 - $550,000\">$525,001 - $550,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$550,001 - $575,000\">$550,001 - $575,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$575,001 - $600,000\">$575,001 - $600,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$600,001 - $625,000\">$600,001 - $625,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$625,001 - $650,000\">$625,001 - $650,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$650,001 - $675,000\">$650,001 - $675,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$675,001 - $700,000\">$675,001 - $700,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$700,001 - $725,000\">$700,001 - $725,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$725,001 - $750,000\">$725,001 - $750,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$750,001 - $775,000\">$750,001 - $775,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$775,001 - $800,000\">$775,001 - $800,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$800,001 - $825,000\">$800,001 - $825,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$850,001 - $875,000\">$850,001 - $875,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$875,001 - $900,000\">$875,001 - $900,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$900,001 - $925,000\">$900,001 - $925,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$925,001 - $950,000\">$925,001 - $950,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$950,001 - $975,000\">$950,001 - $975,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$975,001 - $1,000,000\">$975,001 - $1,000,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$1,000,001 - $1,100,000\">$1,000,001 - $1,100,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$1,100,001 - $1,200,000\">$1,100,001 - $1,200,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$1,200,001 - $1,300,000\">$1,200,001 - $1,300,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$1,300,001 - $1,400,000\">$1,300,001 - $1,400,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"$1,400,001 - $1,500,000\">$1,400,001 - $1,500,000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"\">$1,500,000+<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_f742476 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_f742476\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tLoan Type\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_f742476]\" id=\"form-field-field_f742476\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Select\">Select<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Purchase Loan\">Purchase Loan<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Refinance Loan\">Refinance Loan<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Debt Consolidation\">Debt Consolidation<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Home Equity\">Home Equity<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_537be40 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_537be40\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tCredit History\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_537be40]\" id=\"form-field-field_537be40\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Select\">Select<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Excellent \">Excellent <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Good \">Good <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Fair\">Fair<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Poor\">Poor<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>MORTGAGE BASICS Appraisals A closing cost is a payment required to finalize a home loan and is separate from a down-payment. Read about closing cost, their purpose, how you can pay them and more by clicking learn more below. What is an Appraisal An Appraisal is an estimate of a property&#8217;s fair market value. It&#8217;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-9461","page","type-page","status-publish","hentry","entry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.visibeetech.com\/eddierod\/wp-json\/wp\/v2\/pages\/9461","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.visibeetech.com\/eddierod\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.visibeetech.com\/eddierod\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.visibeetech.com\/eddierod\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.visibeetech.com\/eddierod\/wp-json\/wp\/v2\/comments?post=9461"}],"version-history":[{"count":7,"href":"https:\/\/www.visibeetech.com\/eddierod\/wp-json\/wp\/v2\/pages\/9461\/revisions"}],"predecessor-version":[{"id":9468,"href":"https:\/\/www.visibeetech.com\/eddierod\/wp-json\/wp\/v2\/pages\/9461\/revisions\/9468"}],"wp:attachment":[{"href":"https:\/\/www.visibeetech.com\/eddierod\/wp-json\/wp\/v2\/media?parent=9461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}